As many of you know there are three credit reporting agencies;
Equifax
Experian
TransUnion
I was deluded into one of these agencies website to pay $12.95 a monthly to access my one report at Experian... PLEASE! by federal law these three agencies must give every consumer out there a copy of their credit report 1x a year. I recently wasted 30- mins on relay with the company trying to find out why I have to pay for a free report. It seems if you use the company's personal websites, they will charge you. But if you go to www.annualcreditreport.com you can obtain your credit scores 1x a year for free. Enjoy!
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